Healthcare Underwriting Representative
Job Title: Underwriting Account Senior Representative
Pay Rate: $25...
100% Remote
Responsibilities:
As an Underwriter for Cigna Healthcare Supplemental Benefits, you are part of a team assessing risk for Medicare Supplement and a portfolio of supplemental products including Whole Life and Cancer and Heart plans. This team interacts with agents and applicants regarding underwriting requirements and underwriting decisions. Bring your problem-solving and analytical skills and computer knowledge as we change people?s lives for the better.
? Accurately assess medical history according to established underwriting criteria. This will include review of the enrollment application and available third-party data to assist with risk evaluation.
? Understanding of the portfolio of product offerings and the different underwriting criteria used to accurately evaluate an enrollment application.
? Reach out to applicants for clarity regarding medical history. This will include asking additional probing questions related to medical history or prescription usage.
? Complete application reviews timely. This will include reviewing applications within established turnaround times to meet service level targets.
? Clearly communicate and publish underwriting decision details for denied coverage. This will include creating accurate and complete written correspondence.
? Build and maintain relationships with other members of the new business team to include the UW Support Team
Skills/Requirements:
Medical UW experience, critical thinking skills
Strict adherence to established protocols and schedule
Strong communication skills
1+ years prior Healthcare Underwriting experience required.
Medical knowledge or prior medical Insurance-related work experience required.
Above average knowledge of medical conditions/prescriptions
Ability to work independently and as part of a team is essential.
Excellent verbal and written communication skills
Proficiency using Microsoft Office, specifically Word and Excel
Ability to meet production and quality standards.
Intermediate PC Skills
Experience working in a remote environment
Education:
High School diploma is required
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